VA loans with low rates, no down payment, and a seamless application experience for those who’ve served.
We’re honored to serve those who serve. As a Homes for Heroes affiliate, we help veterans, military members, firefighters, police, healthcare workers, and teachers save thousands when buying, selling, or refinancing their homes.
Exclusive savings for those who serve our communities.
Specializing in VA loans, we proudly serve the heroes who served us. We’re more than lenders—we’re your partners in building a secure financial future. Our process is designed for simplicity and speed, ensuring fast results with no unnecessary obstacles. From application to closing, we emphasize savings, low rates, and personalized support, always delivered with the respect and professionalism you’ve earned.
With VA Loans Pro, securing your dream home has never been easier. Your financial goals are our priority, and we strive to deliver a seamless experience from start to finish.
See which loan fits you better — FHA or Conventional
Find the perfect VA loan option tailored for Veterans, Active Duty Service Members, and Military Families.
Buy a home with $0 down payment, no private mortgage insurance (PMI), and highly competitive interest rates.
Learn MoreLower your monthly mortgage payment by refinancing your existing VA loan with minimal paperwork and no appraisal.
Lower Your RateTurn your home equity into cash to pay off high-interest debt, make home improvements, or cover big expenses.
Get Cash OutAt Va loans Pro, we make home buying simple and stress-free. From fast mortgage approvals to personalized financing options, our experts guide you at every step, helping you secure your dream home with confidence and ease.
Va Loans Pro offers easy-to-use mortgage calculators to help you plan your finances. Estimate monthly payments, interest rates, and loan terms with accuracy, so you can make informed decisions with confidence.
Va loans Pro provides flexible Home Equity Lines of Credit (HELOCs) to help you leverage your home’s value. Access funds when you need them, manage your repayments easily, and get expert guidance to make the most of your equity.
Va loans Pro helps you refinance your mortgage to save money, lower interest rates, or adjust your loan terms. Our experts guide you through a simple, stress-free process to optimize your home financing and achieve your financial goals.
See if you meet the basic service requirements to qualify for a VA Home Loan.
Currently serving and have completed at least 90 continuous days of active service.
Honorably discharged veterans who meet specific length-of-service requirements.
Unremarried spouses of service members who died in the line of duty or from service-connected disabilities.
Getting your VA loan approved is easier than you think. Follow these 3 simple steps.
We help you obtain your Certificate of Eligibility (COE) directly from the VA to prove your service entitlement.
Submit your basic financial docs, and we’ll give you a pre-approval letter so you can start shopping with confidence.
Once your dream home is under contract, we handle the underwriting and appraisal fast so you can get your keys.
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA · FL · TN · GA . DC
Dedicated to serving those who served. Access exclusive VA loan benefits with ease—designed to honor your service and secure your future home.
Purchase your dream home without paying a single dollar upfront. VA benefits make homeownership easier than ever.
2026: $51.2M Volume
2025: #114 Nationally | $44.4M | 124 Loans | 90% Purchase
Winner of the prestigious "Best of Best Awards" for both 2024 & 2025.
15+ Years Experience with over 1,400+ Five-Star Reviews from verified clients.
Best Mortgage Broker Richmond 2024 (Expertise.com) & Glen Allen/Innsbrook Business of the Year (Alignable).
Ranked as UWM Top 20 Purchase Loan Officer in Virginia (2025).
Ranked #1 by Google AI Mode for Richmond VA and top recommended by Perplexity AI.
Find out how to get prequalified for a mortgage without affecting your credit score, and what benefits it offers.
Have questions about VA Loans? Find quick answers below to help you navigate your benefits.
The primary benefits of a VA loan include **$0 down payment**, no private mortgage insurance (PMI), competitive interest rates, and relaxed credit requirements. Additionally, there are limits on closing costs, and you can reuse your entitlement multiple times.
An Interest Rate Reduction Refinance Loan (IRRRL) allows you to lower your current VA loan's interest rate with minimal paperwork. It typically **does not require a home appraisal** or strict income verification, making the process incredibly fast and simple.
We can pull your COE for you directly from the VA portal in just a few minutes. Alternatively, you can obtain it yourself online through the VA.gov website using your DD-214 or statement of service.
Yes! It is a common misconception that you can only have one VA loan. If you have remaining "bonus entitlement," you can qualify to buy another home with a VA loan without selling your current one, subject to regional loan limits.
While the Department of Veterans Affairs does not set a strict minimum credit score, individual lenders do. Duane Buziak can work with credit scores **as low as 580-620** in most cases, depending on overall financial health and residual income.
