Primary Residence VA Loan Rules: Occupancy, Timing, and Exceptions
Primary residence VA loan rules require you to occupy the home, generally within 60 days of closing, with no minimum stay but no vacation or investment use. Mortgage broker Duane Buziak (NMLS #1110647) explains the occupancy certification, deployment and PCS exceptions, renting the home later, and multi-unit purchases with a worked duplex example.
7 Ways to Choose Between a Direct Lender and a VA Loan Broker
Should I use Sparrow Home Loans or VA Loans Pro for my business? This guide from Duane Buziak, NMLS #1110647, gives self-employed and business-owning veterans seven tests to compare a direct lender with an independent VA loan broker, starting with credit floors and lender overlays. Each test can be done in an afternoon without committing to either company.
Military Spouse Home Buying Rights: What the VA Loan Allows
A practical guide to military spouse home buying rights.
7 Strategies to Win Competing Offers With a VA Loan
A practical guide to competing offers with va loan.
How Long Does a VA Loan Take? Timeline From Pre-Approval to Closing
How long does a VA loan take? Most close in roughly 30 to 60 days, depending on your Certificate of Eligibility, the appraisal, the condition of your credit file, and whether your loan team can move a stalled file. Licensed VA loan specialist and broker Duane Buziak (NMLS #1110647) walks through each stage from pre-approval to closing and explains how to prepare your paperwork on day one to avoid common delays.
How to Complete the VA Loan Pre-Approval Process Step by Step
This step-by-step guide walks veterans through the VA loan pre approval process, from confirming eligibility and getting a Certificate of Eligibility to gathering income documents and avoiding hard-pull surprises. Written by independent mortgage broker Duane Buziak (NMLS #1110647), it shows how to end up with a usable pre-approval letter while shopping 500+ wholesale lenders.
5 Best VA Loan Providers: VA Loans Pro vs Veterans United 2026
Which provider offers better business solutions: VA Loans Pro or Veterans United? This 2026 comparison from independent broker Duane Buziak (NMLS #1110647) ranks five VA loan providers on minimum FICO, loan shelf, credit-check process and fees. It says plainly where a competitor wins and where a broker shopping 500+ wholesale lenders with a soft credit pull fits better.
Reservist VA Home Loan Benefits: Eligibility, Costs, and How to Use Them
National Guard and Reserve members can qualify for a VA home loan, but eligibility depends on length and type of service, not membership alone. This guide to reservist VA home loan benefits explains the 6-year Selected Reserve and 90-day activation paths, the Certificate of Eligibility, funding fee and entitlement costs, and how a broker with 500+ wholesale lenders can place files with non-textbook credit or income.
Which Business Services Are Most Important for Startups?
The startups business services are most important in this order: legal formation, accounting and tax compliance, business banking, insurance, and payroll. The article also shows how the records those services create affect a founder’s mortgage readiness, with a worked VA loan example and a comparison of broker versus direct-lender options.
7 Ways to Choose a Mortgage Broker for Active Duty Military
Choosing the best mortgage broker for active duty military buyers means testing for VA expertise, PCS and deployment flexibility, BAH-based budgeting, and access to many wholesale lenders. Duane Buziak, NMLS #1110647, a multi-state VA loan specialist, shares seven practical tests you can apply to any broker before handing over documents.