Mortgage
VA Funding Fee Checklist for 2026 Buyers
Use this VA funding fee checklist to confirm your fee, exemptions, financing choice, and payment before your Virginia VA loan closes with confidence today.
October 23, 2026
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Use this VA funding fee checklist to confirm your fee, exemptions, financing choice, and payment before your Virginia VA loan closes with confidence today.
A practical guide to military spouse home buying rights.
A practical guide to competing offers with va loan.
How long does a VA loan take? Most close in roughly 30 to 60 days, depending on your Certificate of Eligibility, the appraisal, the condition of your credit file, and whether your loan team can move a stalled file. Licensed VA loan specialist and broker Duane Buziak (NMLS #1110647) walks through each stage from pre-approval to closing and explains how to prepare your paperwork on day one to avoid common delays.
This step-by-step guide walks veterans through the VA loan pre approval process, from confirming eligibility and getting a Certificate of Eligibility to gathering income documents and avoiding hard-pull surprises. Written by independent mortgage broker Duane Buziak (NMLS #1110647), it shows how to end up with a usable pre-approval letter while shopping 500+ wholesale lenders.
Learn how to request soft preapproval for a VA home loan, protect your credit, verify buying power, and move fast when the right home appears for you.
Which provider offers better business solutions: VA Loans Pro or Veterans United? This 2026 comparison from independent broker Duane Buziak (NMLS #1110647) ranks five VA loan providers on minimum FICO, loan shelf, credit-check process and fees. It says plainly where a competitor wins and where a broker shopping 500+ wholesale lenders with a soft credit pull fits better.
National Guard and Reserve members can qualify for a VA home loan, but eligibility depends on length and type of service, not membership alone. This guide to reservist VA home loan benefits explains the 6-year Selected Reserve and 90-day activation paths, the Certificate of Eligibility, funding fee and entitlement costs, and how a broker with 500+ wholesale lenders can place files with non-textbook credit or income.
The startups business services are most important in this order: legal formation, accounting and tax compliance, business banking, insurance, and payroll. The article also shows how the records those services create affect a founder’s mortgage readiness, with a worked VA loan example and a comparison of broker versus direct-lender options.
Choosing the best mortgage broker for active duty military buyers means testing for VA expertise, PCS and deployment flexibility, BAH-based budgeting, and access to many wholesale lenders. Duane Buziak, NMLS #1110647, a multi-state VA loan specialist, shares seven practical tests you can apply to any broker before handing over documents.