VA Loan Exempt From Funding Fee: Who Qualifies and How Much You Save

Veterans with qualifying VA disability ratings, surviving spouses, or Purple Heart recipients may be completely exempt from the VA funding fee — saving up to $11,550 upfront and over $26,000 long-term on a typical $350,000 loan. This guide from VA loan specialist Duane Buziak (NMLS #1110647) explains exactly who qualifies for the va loan exempt from funding fee status and how to confirm it before closing.

VA Loan Closing Costs Breakdown: Every Fee Explained for Veterans in VA, FL, TN & GA

VA loan closing costs are real but manageable — this breakdown explains every fee veterans in VA, FL, TN, and GA will encounter, including which costs are capped, prohibited, or negotiable under VA guidelines. Learn how working with a VA loan broker across 500+ wholesale lenders can reduce your closing costs compared to a single direct lender like Veterans United.

7 Proven Strategies for the First Time Home Buyer Veteran — Broker Access, 500 FICO Minimum

First-time home buyer veterans with credit scores as low as 500 can access VA loan benefits — including zero down payment and no PMI — through broker Duane Buziak (NMLS #1110647), who leverages 500+ wholesale lenders to find viable paths when retail lenders like Veterans United turn veterans away. This guide covers seven high-impact strategies to maximize your VA loan advantage.

Military Spouse Home Buying: Step-by-Step Guide to Using a VA Loan

Military spouse home buying with a VA loan involves unique eligibility rules, PCS timing pressures, and credit challenges that generic guides overlook. This step-by-step resource from VA loan specialist Duane Buziak (NMLS #1110647) explains exactly how military spouses can access VA entitlement — including no down payment and no PMI options — even with thin credit files, deployment income gaps, or order-driven purchase timelines.

Selling a House With a VA Loan: Step-by-Step Guide for Veterans

Selling a house with a VA loan involves key steps most veterans overlook — including entitlement restoration, assumption liability, and protecting your funding fee exemption for future purchases. This guide from VA loan broker Duane Buziak (NMLS #1110647) walks you through the complete process, from confirming your current entitlement status to closing and positioning your VA benefit for your next home.

7 Proven Strategies to Win With a VA Loan in a High-Cost Area

Veterans with full entitlement can use a VA loan in a high-cost area without hitting VA-imposed loan limits, but lender overlays and limited investor access often create unnecessary barriers. This guide covers seven actionable strategies—from leveraging post-Blue Water Navy Act rules to working with a VA loan broker—to help veterans successfully purchase homes in expensive markets like Northern Virginia, South Florida, and Atlanta.

Native American Direct Loan Program: What Every Eligible Veteran Needs to Know

The Native American Direct Loan (NADL) program is a VA-administered financing option that allows eligible Native American veterans to purchase or improve homes on Federal Trust Land — with the VA acting as the direct lender rather than a private bank or broker. This guide covers qualification requirements, costs, and the application process for veterans who may never have heard of this overlooked benefit.

Best VA Home Loan Lender? Start Here

Best VA Home Loan Lender? Start Here

Looking for the best va home loan lender? Learn how to compare rates, fees, service, and broker access so military buyers make the right move.